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	<description>Management and Technical Stuff For the Life Underwriting Professional</description>
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		<title>Tablet and E-Book Reader Ownership Nearly Doubles</title>
		<link>http://underwritingsolutionsllc.com/2012/01/23/tablet-and-e-book-reader-ownership-nearly-double-over-the-holiday-gift-giving-period-pew-research-centers-internet-american-life-project/</link>
		<comments>http://underwritingsolutionsllc.com/2012/01/23/tablet-and-e-book-reader-ownership-nearly-double-over-the-holiday-gift-giving-period-pew-research-centers-internet-american-life-project/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 16:40:26 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Success]]></category>
		<category><![CDATA[Lifelong Learning]]></category>
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		<description><![CDATA[The share of adults in the United States who own tablet computers nearly doubled from 10% to 19% between mid-December and early January and the same surge in growth also applied to e-book readers, which also jumped from 10% to &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/23/tablet-and-e-book-reader-ownership-nearly-double-over-the-holiday-gift-giving-period-pew-research-centers-internet-american-life-project/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4044&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p>The share of adults in the United States who own tablet computers nearly doubled from 10% to 19% between mid-December and early January and the same surge in growth also applied to e-book readers, which also jumped from 10% to 19% over the same time period.</p>
<p>The number of Americans owning at least one of these digital reading devices jumped from 18% in December to 29% in January.</p></blockquote>
<p>via <a href="http://pewinternet.org/Reports/2012/E-readers-and-tablets.aspx">Tablet and E-book reader Ownership Nearly Double Over the Holiday Gift-Giving Period | Pew Research Center&#8217;s Internet &amp; American Life Project</a>.</p>
<p>Faithful followers are aware this author abandoned his Read a Book a Week project sometime in 2011.  Workload got very busy so I ultimately had to trade non-work reading time for revenue.  Not a bad trade-off but I still miss my recreational reading time.</p>
<p>I&#8217;ve owned a Kindle for over a year now and received a smart phone this past Christmas.  I can now access my Kindle books on my phone.  We&#8217;ll see if this helps me read more books this year.</p>
<p>Click through to the Pew website where you can download a PDF copy of this study.</p>
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		<title>50-Year-Olds Get New Knees in Record Numbers</title>
		<link>http://underwritingsolutionsllc.com/2012/01/20/50-year-olds-get-new-knees-in-record-numbers/</link>
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		<pubDate>Fri, 20 Jan 2012 15:44:47 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Medical News]]></category>
		<category><![CDATA[Medical tourism]]></category>
		<category><![CDATA[older age]]></category>
		<category><![CDATA[Orthopedics]]></category>
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		<category><![CDATA[Osteoarthritis]]></category>

		<guid isPermaLink="false">http://underwritingsolutionsllc.com/?p=4038</guid>
		<description><![CDATA[During the past three decades there has been a dramatic, 130-fold increase in knee replacement surgeries, particularly among individuals in their 50s, a Finnish study found. via Medical News: 50-Year-Olds Get New Knees in Record Numbers &#8211; in Surgery, Orthopedics &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/20/50-year-olds-get-new-knees-in-record-numbers/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4038&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>During the past three decades there has been a dramatic, <strong>130-fold increase in knee replacement surgeries</strong>, particularly among individuals in their 50s, a Finnish study found.</p>
<p>via <a href="http://www.medpagetoday.com/Surgery/Orthopedics/30701?utm_medium=email&amp;utm_campaign=DailyHeadlines&amp;utm_source=WC&amp;email=glee@underwritingsolutionsllc.com&amp;eun=g322677d0r&amp;userid=322677&amp;mu_id=">Medical News: 50-Year-Olds Get New Knees in Record Numbers &#8211; in Surgery, Orthopedics from MedPage Today</a>.</p>
<p><a href="http://www.kneereplacementcost.com/">Knee replacement cost &#8211; cost of knee replacement surgery</a>.</p>
<p>After reading about the dramatic increase in the number of knee replacements I did a Google search for &#8220;average cost knee replacement&#8221; without the quotation marks in the search string.  At the top of page one was the second link above.</p>
<p>Taiwan anyone?</p>
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		<title>Meaningful Treatments</title>
		<link>http://underwritingsolutionsllc.com/2012/01/20/meaningful-treatments/</link>
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		<pubDate>Fri, 20 Jan 2012 02:19:49 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[CHD]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[CAD]]></category>
		<category><![CDATA[stenting]]></category>

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		<description><![CDATA[Thankfully, we’ve learned from our mistakes. Opening blocked vessels is useful in really only two general areas: Heart attack, where the rule of thumb is to open the tightest blockage (we refer to it as the “infarct-related artery”) and leave &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/20/meaningful-treatments/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4034&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p>Thankfully, we’ve learned from our mistakes. <strong>Opening blocked vessels is useful in really only two general areas:</strong></p>
<p><strong>Heart attack</strong>, where the rule of thumb is to open the tightest blockage (we refer to it as the “infarct-related artery”) and leave the rest as is.</p>
<p><strong>Symptomatic blockages</strong> such as the 99% plug that caused my patient his troubles. If, on the other hand, a person has no chest pain or breathing difficulty associated with the disease, we provide no benefit by uncorking it—even if the blockage is 100%.</p></blockquote>
<p>via <a href="http://www.kevinmd.com/blog/2012/01/meaningful-treatments-battle-coronary-disease.html">Meaningful treatments in the battle against coronary disease</a>.</p>
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		<title>WTF?</title>
		<link>http://underwritingsolutionsllc.com/2012/01/20/wtf-2/</link>
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		<pubDate>Fri, 20 Jan 2012 00:43:58 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Diversions]]></category>
		<category><![CDATA[Email scams]]></category>
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		<description><![CDATA[Hello. We’ve got a post for you. Your personal information was reviewed. You meet all requirements, you can take a free post. Please kindly send your respond. Note You must be US citizen Should I respond?<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4032&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p>Hello.<br />
We’ve got a post for you.<br />
Your personal information was reviewed. You meet all requirements, you can take a free post.<br />
Please kindly send your respond.</p>
<p>Note You must be US citizen</p></blockquote>
<p>Should I respond?</p>
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		<title>Pressed and Stressed &#8211; The New (AB)Normal</title>
		<link>http://underwritingsolutionsllc.com/2012/01/18/pressed-and-stressed-the-new-abnormal/</link>
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		<pubDate>Wed, 18 Jan 2012 15:52:59 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Business Trends]]></category>
		<category><![CDATA[Economy]]></category>
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		<description><![CDATA[Worker stress reflects not only heavier demands in recent years, but the fears and difficulties of the Great Recession that preceded the recovery as well as ongoing economic uncertainty.  In effect, employees have been under sometimes-severe strain for roughly four &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/18/pressed-and-stressed-the-new-abnormal/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4027&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p>Worker stress reflects not only heavier demands in recent years, but the fears and difficulties of the Great Recession that preceded the recovery as well as ongoing economic uncertainty.  In effect, employees have been under sometimes-severe strain for roughly four years.  Bigger workloads might be easier to shoulder if employees were getting raises, as well.  But by and large they aren&#8217;t. In the Workforce Management-Workplace Options survey, just 30 percent of those employees reporting an increase in job duties said they got a pay increase as well.   And government data show that inflation-adjusted average hourly earnings fell 1.6 percent from October 2010 to October 2011.Still, some observers say workers should get used to the present business as usual.  Given doubts about the government&#8217;s ability to reduce unemployment rates anytime soon, employers may be able to make always-on &#8220;superjobs&#8221; the standard rather than the exception. Companies have seen a spurt in productivity, but it may not be a lasting one. Wayne Hochwarter, a management professor at Florida State University in Tallahassee, surveyed more than 700 full-time workers in 2011 and found that employees in a demanding work environment said their job performance had risen.  But their anxiety levels at work and home also rose, while their job satisfaction fell.  Especially when increased demands come with factors like layoff fears and poor communication by the boss and company, heightened worker productivity is likely to be short-lived, Hochwarter says. &#8220;The toll on the human system leads to deteriorating performance and effort,&#8221; he says. &#8220;The person is left with an empty tank.&#8221;</p></blockquote>
<p>via <a href="http://www.workforce.com/article/20111216/NEWS02/111219976">Today&#8217;s Workforce—Pressed and Stressed &#8211; Featured Article &#8211; Workforce</a>.</p>
<p>The hamsters are dying.</p>
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		<title>Binge Drinking in Adults United States 2010</title>
		<link>http://underwritingsolutionsllc.com/2012/01/14/binge-drinking-in-adults-united-stated-2010/</link>
		<comments>http://underwritingsolutionsllc.com/2012/01/14/binge-drinking-in-adults-united-stated-2010/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 16:08:54 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Alcoholism]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[alcohol]]></category>
		<category><![CDATA[Expert Witness]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[MMWR]]></category>

		<guid isPermaLink="false">http://underwritingsolutionsllc.wordpress.com/?p=4021</guid>
		<description><![CDATA[Binge drinking causes more than half of the 80,000 deaths and three quarters of the $223.5 billion in economic costs caused by excessive drinking. Approximately one in six (38 million) U.S. adults binge drink, and do so approximately four times &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/14/binge-drinking-in-adults-united-stated-2010/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4021&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote>
<ul>
<li>Binge drinking causes more than half of the 80,000 deaths and three quarters of the $223.5 billion in economic costs caused by excessive drinking.</li>
<li>Approximately one in six (38 million) U.S. adults binge drink, and do so approximately four times a month. On average, the largest number of drinks consumed by binge drinkers is eight drinks per occasion.</li>
<li>Prevalence and intensity of binge drinking was highest among persons aged 18–34 years, but the frequency of binge drinking was highest among binge drinkers aged ≥65 years. Binge drinkers with annual household incomes ≥$75,000 had the highest binge drinking prevalence, but binge drinkers with household incomes &lt;$25,000 had the highest frequency and intensity of binge drinking.</li>
</ul>
</blockquote>
<p>via <a href="http://www.medpagetoday.com/PublicHealthPolicy/PublicHealth/30584">Medical News: Binge Drinking Common Among Adults, CDC Finds &#8211; in Public Health &amp; Policy, Public Health from MedPage Today</a>.</p>
<p><a href="http://www.cdc.gov/mmwr/preview/mmwrhtml/mm6101a4.htm?s_cid=mm6101a4_w">Vital Signs: Binge Drinking Prevalence, Frequency, and Intensity Among Adults — United States, 2010</a>.</p>
<p>The first link takes you to the MedPage Today article.  The second link takes you to the source article which is also available in a downloadable PDF format.  This report is well worth sharing with your underwriting staff.</p>
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		<title>Medical News: Death Rate High Long After VTE &#8211; in Cardiovascular, Venous Thrombosis from MedPage Today</title>
		<link>http://underwritingsolutionsllc.com/2012/01/12/medical-news-death-rate-high-long-after-vte-in-cardiovascular-venous-thrombosis-from-medpage-today/</link>
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		<pubDate>Thu, 12 Jan 2012 15:32:18 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Cancer]]></category>
		<category><![CDATA[Circulatory]]></category>
		<category><![CDATA[Medical News]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[DVT]]></category>
		<category><![CDATA[life underwiriting]]></category>

		<guid isPermaLink="false">http://underwritingsolutionsllc.com/?p=4019</guid>
		<description><![CDATA[The risk of death for patients with thrombosis was highest in the first year after the event, with a hazard ratio of 14.4 95% CI 7.1 to 29.2, according to Frits R. Rosendaal, MD, PhD, and colleagues from Leiden University &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/12/medical-news-death-rate-high-long-after-vte-in-cardiovascular-venous-thrombosis-from-medpage-today/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4019&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p>The risk of death for patients with thrombosis was highest in the first year after the event, with a hazard ratio of 14.4 95% CI 7.1 to 29.2, according to Frits R. Rosendaal, MD, PhD, and colleagues from Leiden University in the Netherlands.But the risk remained elevated eight years later HR 3.8, 95% CI 0.5 to 30.8, the researchers reported in PLoS Medicine.</p>
<p>&#8220;Remarkably,&#8221; the mortality rate was five times higher among patients with malignancy and thrombosis than among those who had a malignancy without thrombosis (SMR 5.5, 95% CI 5 to 6.1), the researchers observed.</p></blockquote>
<p>via <a href="http://www.medpagetoday.com/Cardiology/VenousThrombosis/30597?utm_medium=email&amp;utm_campaign=DailyHeadlines&amp;utm_source=WC&amp;email=glee@underwritingsolutionsllc.com&amp;eun=g322677d0r&amp;userid=322677&amp;mu_id=">Medical News: Death Rate High Long After VTE &#8211; in Cardiovascular, Venous Thrombosis from MedPage Today</a>.</p>
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		<title>The Advantages of the Middle-Age Brain -TIME.com</title>
		<link>http://underwritingsolutionsllc.com/2012/01/10/the-advantages-of-the-middle-age-brain-time-com/</link>
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		<pubDate>Tue, 10 Jan 2012 15:23:06 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Lifelong Learning]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[Mental Health]]></category>
		<category><![CDATA[older age]]></category>
		<category><![CDATA[Neurology]]></category>
		<category><![CDATA[Brain damage]]></category>
		<category><![CDATA[Cognitive decline]]></category>
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		<guid isPermaLink="false">http://underwritingsolutionsllc.com/?p=4015</guid>
		<description><![CDATA[A study in the British Medical Journal lit up the Internet last week with the conclusion that cognitive decline begins at age 45. While it’s true that some innate skills like memory and speed of reasoning fall off as we &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/10/the-advantages-of-the-middle-age-brain-time-com/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4015&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p>A study in the British Medical Journal lit up the Internet last week with the conclusion that cognitive decline begins at age 45. While it’s true that some innate skills like memory and speed of reasoning fall off as we age, other aspects of intelligence related to learning and experience actually improve.</p></blockquote>
<p>via <a href="http://ideas.time.com/2012/01/10/the-advantages-of-the-middle-age-brain/?xid=gonewsedit&amp;google_editors_picks=true">Patricia Cohen: The Advantages of the Middle-Age Brain | TIME Ideas | TIME.com</a>.</p>
<p>Positive proof the older brain improves with time.  I found an article on some <strong>positive aspects </strong>of the aging brain.</p>
<p>Now if I could only remember where I put my car keys&#8230;</p>
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		<title>Do Positive Emotions Increase Life Satisfaction?</title>
		<link>http://underwritingsolutionsllc.com/2012/01/09/do-positive-emotions-increase-life-satisfaction/</link>
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		<pubDate>Mon, 09 Jan 2012 15:22:21 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Lifelong Learning]]></category>
		<category><![CDATA[Lifestyle Underwriting]]></category>
		<category><![CDATA[Medical News]]></category>
		<category><![CDATA[Mental Health]]></category>
		<category><![CDATA[Question of The Day]]></category>
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		<category><![CDATA[Positivity]]></category>
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		<description><![CDATA[The answer is yes and they do it by building resilience. University of North Carolina professor Barbara Fredrickson has spent the past two decades looking into why we have positive emotions and what we do with them. She even has &#8230; <a href="http://underwritingsolutionsllc.com/2012/01/09/do-positive-emotions-increase-life-satisfaction/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4009&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote><p><strong>The answer is yes</strong> and they do it by building resilience. University of North Carolina professor Barbara Fredrickson has spent the past two decades looking into why we have positive emotions and what we do with them. She even has her own term for her work: positivity.</p></blockquote>
<p>via <a href="http://www.kevinmd.com/blog/2012/01/positive-emotions-increase-life-satisfaction.html">Do positive emotions increase life satisfaction?</a>.</p>
<p>As a general rule try to avoid overly negative people.</p>
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		<title>Life Partners Sued by SEC &#8211; WSJ.com</title>
		<link>http://underwritingsolutionsllc.com/2012/01/08/life-partners-sued-by-sec-wsj-com/</link>
		<comments>http://underwritingsolutionsllc.com/2012/01/08/life-partners-sued-by-sec-wsj-com/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 22:16:50 +0000</pubDate>
		<dc:creator>underwritingsolutionsllc</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[Life Settlements]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[underwriting]]></category>
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		<guid isPermaLink="false">http://underwritingsolutionsllc.com/?p=4007</guid>
		<description><![CDATA[The Securities and Exchange Commission sued Life Partners Holdings Inc. and three top executives, alleging a years-long disclosure and accounting fraud that involved misleading financial statements and backdated documents shown to auditors. via Life Partners Sued by SEC &#8211; WSJ.com.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=underwritingsolutionsllc.com&amp;blog=2698451&amp;post=4007&amp;subd=underwritingsolutionsllc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The Securities and Exchange Commission sued Life Partners Holdings Inc. and three top executives, alleging a years-long disclosure and accounting fraud that involved misleading financial statements and backdated documents shown to auditors.</p>
<p>via <a href="http://online.wsj.com/article/SB10001424052970203550304577139210465469738.html?mod=rss_whats_news_us">Life Partners Sued by SEC &#8211; WSJ.com</a>.</p>
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